Annuity Calculator Inputs Starting Principal: $ Growth Rate:   % Years to Pay Out:   Make payouts at the     start of each year (annuity due)     end of each year  (ordinary / immediate annuity)   Results Annual Payout Amount: $   Annuity Formula Annuities are used in retirement accounts, where the goal is to make a starting balance pay a fixed annual amount over a given number of years. See How Finance Works for the annuity formula.

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