Roth IRA Comparison Calculator This calculator can help you decide whether the Roth IRA would provide an advantage over a deductible IRA for your own situation. The first section, which is optional, handles the conversion of an existing IRA to a Roth IRA. The other entries deal with future contributions. The results show the post-tax annual income you would have with each IRA. Conversion of Existing IRA Current IRA Balance: $ Source of Taxes Due on Conversion: *   Funds outside my IRA Funds from my IRA Future Contributions Total Annual Contributions (including non-sheltered contributions): ** $ IRA Contribution Limit: $ Your Investment and Taxes Years until Retirement:   Years to make Withdrawals:   Investment Rate of Return:   % Tax Bracket     pre-retirement:   %     during retirement:   % Results: Annual Withdrawals available during Retirement Deductible IRA: $ Roth IRA: $ * Source of taxes due on conversion: if you select funds outside your IRA, an amount equal to the tax due is added to the non-sheltered account corresponding to the deductible IRA.   **  Contributions can be higher than the IRA limit. The calculator will put as much as possible into each IRA, and put the excess into a non-sheltered account. (Experts only) Contributions are stated in:   Pre-tax dollars   Post-tax dollars

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